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Anyone who works in Germany usually acquires the right to a pension (Rentenanspruch). Once you have reached the age limit of 67, you usually receive a statutory pension. In most cases, employees are members of the statutory pension insurance and often also of an occupational supplementary pension.

Pension insurance in Germany is pay-as-you-go. This means that only those who pay in receive benefits. How high the pension is depends on how long and how much you have paid in. Before a pension is paid out, you must also have been insured for a certain period of time.

Refugees and asylum seekers also receive a pension if they have previously paid contributions into the pension fund and fulfilled the "minimum insurance period".

In every larger city there are pension counselling centres where you can find out about your right for your own old-age pension, a dependent's pension or an occupational disability pension.

Important source of information: The Pension Dictionary of the Federal Ministry of Labour and Social Affairs.

For more information, visit the website of the Federal Ministry of Labour and Social Affairs

alvivi ist das Info-Portal für Flüchtlinge, Migranten und Helfer.

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